Reference

Read These Terms Before You Start

These terms set out how your patcai99 account works — what we expect from you, what you can expect from us, and how deposits through DANA, OVO, or GoPay fit into the account relationship.

Account eligibility rulesDANA, OVO, GoPay deposit termsWithdrawal conditionsAccount suspension policyJurisdiction-dependent access
patcai99 Read These Terms Before You Start
HOW WE HANDLE THIS

How patcai99 Applies These Terms Fairly

These terms are not here to catch you out. They exist so both sides know the rules before any money moves. We apply them consistently — the same conditions that govern a DANA deposit in one account apply equally across all accounts.

Account Security

Your account credentials are your responsibility. We use session verification and OTP checks to confirm identity. Never share your login with anyone, regardless of the reason given.

Data Handling

We collect only the data needed to operate your account — your registered email, wallet identity for DANA or OVO verification, and transaction records required by our compliance process.

Terms Update Process

When terms change, the revision date updates on this page. We do not apply a tighter rule retroactively to a transaction that was already completed under the prior version.

Dispute Resolution

Raise a dispute through live chat or the account Help Centre. We review the transaction record, the applicable clause, and respond with a written decision you can reference.

REACH OUR TEAM

Contact Us About Your Terms Query

If a clause in these terms is unclear, or you want to dispute how a rule was applied to your account, our support team handles those conversations directly. We do not outsource policy questions to automated responses — a real agent reviews account-specific cases. Reach us through any of the channels below.

Live Chat Open the chat widget on any page of the site. An agent reviews your account history and responds to terms-related questions in real time.
Email Support Send a detailed message to our support address. Include your registered account email so we can pull up your record and give you a specific answer.
Account Help Centre Log in to your account and open the Help section. You can submit a terms dispute ticket there, and we track its status until it is resolved.

Common Questions About Our Terms

These are the questions we hear most often about how our terms work in practice — covering accounts, deposits, restrictions, and what happens when something goes wrong.

Yes. Whether you fund your account via DANA, OVO, or GoPay, the same core terms apply. Individual payment providers also carry their own conditions on the money movement side.

We post updated terms here with a revised date before they take effect. Continuing to use your account after that date means you accept the updated version.

We may suspend or close the account depending on the nature of the breach. Serious violations such as fraudulent activity or multi-accounting result in permanent closure and forfeiture of funds.

Access depends on local law and is only available where your region permits it. It is your responsibility to confirm that accessing our platform is lawful in your location.

Log in and go to the account settings section, or contact our support team via live chat. Identity changes require re-verification before they take effect on your wallet or withdrawal path.

No. If a promotion condition conflicts with these core terms, the core terms take priority. Always check both sets of conditions before completing a promo-linked transaction.
Reference

Terms & Conditions

Service availability depends on eligible regions and local law. Users should check local rules before opening an account.

Access may be available only where local law permits.